:root{
  --navy:#061b2f;
  --navy2:#0b2740;
  --cream:#f6f0e6;
  --paper:#fffaf2;
  --gold:#d2aa63;
  --gold2:#f0d18f;
  --ink:#10243a;
  --muted:#6e645a;
  --line:rgba(210,170,99,.35);
  --shadow:0 24px 60px rgba(4,18,32,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--cream);line-height:1.55}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.08;margin:0 0 18px}
h1{font-size:clamp(2.5rem,5.8vw,5.7rem);letter-spacing:-.04em;color:white}h1 span,.concept h2 span,.final-cta h2 span{color:var(--gold)}
h2{font-size:clamp(2rem,3.2vw,3.7rem);letter-spacing:-.03em}.section-light h2,.section-cream h2{color:var(--ink)}
p{margin:0 0 16px}.lead{font-size:1.12rem;max-width:650px;color:rgba(255,255,255,.86)}.eyebrow{color:var(--gold2);text-transform:uppercase;letter-spacing:.18em;font-size:.8rem;font-weight:700}.source{font-size:.78rem;color:#887b70;text-align:right;margin-top:-18px;padding-bottom:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#12243a;border-radius:999px;padding:15px 28px;font-weight:800;box-shadow:0 10px 24px rgba(210,170,99,.25);transition:transform .18s ease,box-shadow .18s ease}.btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(210,170,99,.33)}.btn-small{padding:11px 20px;font-size:.92rem;white-space:nowrap}
.section-dark{background:var(--navy);color:#fff}.section-light{background:var(--paper)}.section-cream{background:var(--cream)}.compact{padding:48px 0}.center-heading{text-align:center;max-width:830px;margin:0 auto 34px}.center-heading h2{font-size:clamp(1.85rem,3vw,3rem)}
.site-header{position:sticky;top:0;z-index:20;background:rgba(6,27,47,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-wrap{height:78px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:12px;color:var(--gold2);font-family:Georgia,"Times New Roman",serif;text-transform:uppercase;letter-spacing:.03em;font-size:1.03rem;line-height:1.04;min-width:240px}.brand-icon{width:42px;height:42px;display:grid;place-items:center}.brand-icon svg{width:42px;height:42px;fill:none;stroke:var(--gold);stroke-width:2.8;stroke-linecap:round;stroke-linejoin:round}.main-nav{margin-left:auto;display:flex;align-items:center;gap:28px;color:rgba(255,255,255,.84);font-size:.94rem}.main-nav a:hover{color:var(--gold2)}.menu-toggle{display:none;background:none;border:0;color:var(--gold2);font-size:1.8rem;margin-left:auto}
.hero{position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 45%,rgba(210,170,99,.26),transparent 34%),linear-gradient(90deg,rgba(6,27,47,.98) 0%,rgba(6,27,47,.92) 46%,rgba(6,27,47,.3) 72%,rgba(6,27,47,.05) 100%);z-index:1}.hero:after{content:"";position:absolute;left:-60px;top:0;width:420px;height:100%;opacity:.16;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 220 600'%3E%3Cg fill='none' stroke='%23d2aa63' stroke-width='2'%3E%3Cpath d='M28 560C120 445 147 300 102 120'/%3E%3Cpath d='M103 121C60 146 44 182 38 230M107 155c43 13 77 40 100 82M121 225c-52 20-83 55-95 109M126 260c52 17 85 55 102 115M108 360c-45 19-77 51-94 101M111 396c40 13 70 39 90 79'/%3E%3C/g%3E%3C/svg%3E") center/contain no-repeat}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr .94fr;align-items:stretch;min-height:720px}.hero-copy{align-self:center;padding:80px 0}.hero-actions{margin-top:28px}.secure{font-size:.92rem;color:rgba(255,255,255,.73);margin-top:16px}.secure span{color:var(--gold2)}.hero-photo{margin:0;align-self:end;min-height:720px;display:flex;align-items:flex-end;justify-content:center}.hero-photo img{height:700px;width:100%;object-fit:cover;object-position:center top;border-radius:0 0 0 90px;filter:saturate(.98) contrast(1.04)}
.risk{padding:58px 0 0}.risk-grid{display:grid;grid-template-columns:.95fr 2fr;gap:44px;align-items:center}.section-intro h2{font-size:clamp(2rem,3.1vw,3.25rem)}.section-intro h2:after{content:"";display:block;width:72px;height:3px;background:var(--gold);margin:22px 0}.section-intro p{color:var(--muted);max-width:420px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.stats article,.topic-grid article{background:rgba(255,255,255,.65);border:1px solid var(--line);border-radius:18px;padding:26px 18px;text-align:center;box-shadow:0 8px 26px rgba(10,28,48,.05)}.stats .icon{color:var(--gold);font-size:2rem}.stats strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.6rem,4vw,4.4rem);font-weight:500;line-height:1;color:var(--ink);margin:10px 0}.stats p{font-size:.95rem;margin:0;color:#514942}
.concept{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.concept-grid{display:grid;grid-template-columns:1.15fr 1fr 1.15fr;gap:36px;align-items:center}.concept h2{font-size:clamp(2.1rem,3.6vw,4rem);color:white}.concept p{color:rgba(255,255,255,.82)}blockquote{margin:0;padding:26px 32px;border:1px solid var(--gold);border-radius:18px;color:var(--gold2);font-family:Georgia,"Times New Roman",serif;font-size:1.45rem;text-align:center;position:relative}blockquote:before,blockquote:after{content:"✧";color:var(--gold);margin:0 10px}.topics{padding:66px 0 72px}.topic-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.topic-grid article{padding:28px 16px}.topic-grid span{font-size:2.3rem;color:var(--gold);line-height:1}.topic-grid h3{font-size:1.28rem;margin:16px 0 8px}.topic-grid p{font-size:.88rem;color:var(--muted);margin:0}
.split{padding:66px 0}.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}.card-soft,.about-card{background:rgba(255,255,255,.58);border:1px solid rgba(210,170,99,.18);border-radius:24px;padding:38px;box-shadow:0 16px 42px rgba(8,28,48,.06);position:relative;overflow:hidden}.card-soft:before{content:"";position:absolute;left:-80px;bottom:-90px;width:260px;height:260px;opacity:.18;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 200'%3E%3Cg fill='none' stroke='%23a98545' stroke-width='2'%3E%3Cpath d='M30 180C80 120 91 72 70 20'/%3E%3Cpath d='M72 44c-30 4-49 19-58 45M79 84c38 0 66 15 84 45M72 122c-24 7-42 25-55 52M86 139c29 4 50 18 64 44'/%3E%3C/g%3E%3C/svg%3E") center/contain no-repeat}.check-list{padding:0;margin:22px 0 0;list-style:none}.check-list li{position:relative;padding-left:34px;margin:13px 0}.check-list li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--gold);color:white;display:grid;place-items:center;font-size:.78rem;font-weight:900}.check-list.gold li:before{background:var(--gold2);color:var(--navy)}.about-card{display:grid;grid-template-columns:240px 1fr;gap:26px;align-items:center}.about-photo{border-radius:18px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/3}.about-photo img{height:100%;width:100%;object-fit:cover;object-position:center}.about-card p{font-size:.95rem;color:var(--muted)}
.image-band{padding:0;overflow:hidden}.image-band-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:42px;align-items:center;min-height:360px;padding:46px 0}.image-band h2{color:var(--gold2)}.image-band .check-list li,.image-band p{color:rgba(255,255,255,.83)}.symbolic-img{margin:0;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);border:1px solid rgba(210,170,99,.25)}.symbolic-img img{width:100%;height:330px;object-fit:cover}.reverse{grid-template-columns:1fr 1.18fr}.final-cta{border-top:1px solid var(--line)}.final-cta h2{color:white}.final-cta .btn{margin-top:10px}
.offer{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.offer-grid{display:grid;grid-template-columns:.9fr 1.2fr .95fr;gap:32px;align-items:center}.offer h2{color:white;font-size:clamp(2rem,3vw,3rem)}.offer-items{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;color:rgba(255,255,255,.82)}.offer-items b{color:var(--gold2);font-size:1.7rem;display:block}.offer-cta{text-align:right}.offer-cta .secure{font-size:.84rem}
.faq{padding:54px 0}.narrow{max-width:900px}.faq details{background:rgba(255,255,255,.72);border:1px solid rgba(210,170,99,.22);border-radius:14px;margin:10px 0;padding:0 20px}.faq summary{cursor:pointer;padding:18px 4px;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary:after{content:"⌄";color:var(--gold)}.faq details[open] summary:after{content:"⌃"}.faq details p{padding:0 4px 20px;color:var(--muted)}
.site-footer{background:#05182a;color:rgba(255,255,255,.76);padding:52px 0 22px;border-top:1px solid var(--line)}.footer-grid{display:grid;grid-template-columns:1.4fr .85fr .85fr 1fr;gap:44px}.footer-brand{min-width:0;margin-bottom:15px}.site-footer h3{font-size:1.32rem;color:var(--gold2);margin-bottom:16px}.site-footer a{display:block;margin:7px 0;color:rgba(255,255,255,.78)}.site-footer a:hover{color:var(--gold2)}.site-footer p{margin:7px 0}.socials{display:flex;gap:12px;margin-top:18px}.socials a{width:34px;height:34px;border:1px solid var(--line);border-radius:9px;display:grid;place-items:center;color:var(--gold2);font-weight:800;margin:0}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(210,170,99,.18);margin-top:34px;padding-top:20px;color:rgba(255,255,255,.55)}.footer-bottom a{display:inline;color:rgba(255,255,255,.6)}
@media (max-width:1050px){.main-nav{display:none}.menu-toggle{display:block}.menu-open .main-nav{display:flex;position:absolute;left:20px;right:20px;top:78px;background:#071d31;border:1px solid var(--line);border-radius:18px;padding:20px;flex-direction:column;align-items:flex-start}.hero-grid,.risk-grid,.concept-grid,.split-grid,.image-band-grid,.offer-grid,.footer-grid{grid-template-columns:1fr}.hero-grid{min-height:auto}.hero-photo{min-height:0}.hero-photo img{height:auto;max-height:620px;border-radius:28px 28px 0 0}.stats,.topic-grid{grid-template-columns:repeat(2,1fr)}.about-card{grid-template-columns:1fr}.offer-cta{text-align:left}.reverse{grid-template-columns:1fr}.symbolic-img img{height:auto}.footer-bottom{flex-direction:column}.nav-wrap>.btn-small{display:none}}
@media (max-width:640px){.container{width:min(100% - 26px,1180px)}.nav-wrap{height:70px}.brand{font-size:.82rem;min-width:190px}.brand-icon,.brand-icon svg{width:34px;height:34px}.menu-open .main-nav{top:70px}.hero-copy{padding:54px 0}.lead{font-size:1rem}.risk,.topics,.split,.faq{padding:44px 0}.stats,.topic-grid{grid-template-columns:1fr}.concept-grid{gap:22px}.card-soft,.about-card{padding:26px}.image-band-grid{gap:26px;padding:34px 0}.offer-items{grid-template-columns:1fr}.footer-grid{gap:26px}h1{font-size:2.65rem}.source{text-align:left;margin-top:0}}